Should you accept an early retirement offer? Check the data at the top of this page and the bank's website for the most current information. Payments are Convenient and Secure Make a payment with confidence knowing your account is protected with our fast and secure system. How much should you contribute to your 401(k)? Genesis FS Card Services has received a many complaints over its time in business. And they do it while incommunicado, from a position of concealment. Your credit cards journey is officially underway. If you feel as though this law should be applied in your collection discrepancy, contact an attorney to sue the offending collection agency. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. See the jurisdictions in which our lawyers are licensed, admitted, or otherwise authorized to practice. Back in November of 2022 someone in ******* had stolen my info on the Destiny and Milestone cards. Every day, we strive to bring you peace-of-mind as you work toward your financial goals. Genesis offers the option to customize your card design and all three credit bureaus receive payment data, which can help boost your credit score and establish you as a responsible cardholder. Our editors thoroughly review and fact-check every article to ensure that our content meets the highest standards. Reasonable efforts are made The Destiny Mastercard also comes with a $700 credit limit, which comes with a 35.9% cash advance and an interest rate of 35.9%. Please call me Monday 8/15. The account information includes my maiden name and a phone number that hasnt been used in over a decade.During a call on 1/31/23, GFS first told me there was nothing else they could do since the case had been resolved in their system. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Genesis FS Card Services has received a many complaints over its time in business. The action you just performed triggered the security solution. For that reason, if the lack of annual fees is a crucial factor for you, the Indigo Mastercard might not be the best choice. This site does not include all financial companies or all available financial offers. However, it, Things You Can Do Yourself When You Have a Lemon, Background Check Errors Can Cost you a Job and So Much More, Tenant Data Services Screening Report Dispute False Info or Errors, How to dispute background check errors that cost you a job, A collector has called you in the early morning or late night, A debt collector attempts to collect more than you owe, A collection company threatened you with negative credit reporting, A debt collector attempts to intimidate you, A collector accused you of criminal conduct. See the best credit card offers from Genesis FS Card Services below. Though this collection company promises to be a professional and reputable business, it is still possible that this collections company may still have violated the FDCPA. Additionally, this collections company claims that alongside the companys 20+ years of experience within collections exists a company which claims to attribute our leading position in the industry to a strong focus on providing outstanding service to both merchants and end consumers. $0 Fraud Liability for unauthorized use offers you peace of mind, Access to an unsecured credit card - no security deposit required, Nationwide acceptance - use anywhere Mastercard is accepted in app, in store, and online, Pre-qualifying is quick and easy and will let you know if you are qualified without impacting your credit score, Reports your payments to all three major credit bureaus, Use your card in app, in store, and online - Nationwide wherever Mastercard is accepted, Build on your credit history with the Milestone Mastercard, Quick and easy pre-qualification that does not impact your credit score. Were sorry, but something went wrong and we couldnt find your approval odds. You can absolutely sue. The information, including card rates and fees, presented in the review is accurate as of the date of the review. There is no charge unless we win. Rather than focusing on the number of complaints, BBB considers how frequently and effectively those complaints are resolved. at Genesis FS Card Services's secure site, No security deposit required so you can keep more money in your pocket, Pre-qualify without impacting your credit score, Shine brighter with a credit card as unique as you, Get access to a credit card you can use online, in store and in app where ever you see the Mastercard logo. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Credit Cards Reporter and Young Credit Analyst, Connect with Cathleen McCarthy on Twitter, Connect with Cathleen McCarthy on LinkedIn. They have the records and they act like they don't. You could qualify for a $300 credit limit with an annual and yearly recurring maintenance fee of $35 or $59. Eastern, or. What to do when you lose your 401(k) match, Capital One Platinum vs. Capital One QuicksilverOne, California Consumer Financial Privacy Notice. %PDF-1.5 % You might qualify for a $59 annual fee with either a 24.9% or 29.9% APR and a 29.9% cash advance APR or a $125 annual fee with a 29.9% cash advance and purchase APR. Theitr last letter stated that "If we have insufficient documentation support your claim we may close this dispute and you will be responsible." Impressively, this collections company has also received an A- rating from the Better Business Bureau and has been BBB Accredited. 2023 Genesis FS Card Services, Inc. (NMLS #1549514) 14600 Greenbrier Parkway, Beaverton, OR 97006. Violates the concept of fair use and acknowledgement of services, Any further responses to this will cost a charge of $5000. Take our 3 minute quiz and match with an advisor today. You can email the site owner to let them know you were blocked. This cardholder agreement comes with either a 29.9% or 35.9% APR with a matching cash advance APR. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Well use this information to to verify your credit profile. If youre in this category, these cards can be an option for you, but consider the high fees and research other credit cards before you applyyoure likely to find products with better terms targeting the same consumer category. Genesis FS credit cards can be used to make purchases anywhere accepting credit cards with the Mastercard logo. The private-label credit programs offered through the Genesis Credit brand, allows merchants to provide financing solutions to customers who are turned down by primary lenders. But I do not want to opt out from pre-screening for credit offers from every creditor in the country. The APR for cash advance and purchases are 29.9% or 35.9%, depending on your cardholder agreement. Our editorial team does not receive direct compensation from our advertisers. Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Its amazing what a ********************** business this company is. They not only corrected faulty background information that a certain company would not change, I also received a very nice settlement. This card comes with an annual fee of $175 for the first year and $49 each year after, plus a $150 annual fee billed monthly at $12.50 per month. Content published under this author byline is generated using automation technology. I did not make the purchase. hbbd```b``V 5 id`u"YHF 05Xv"X0yLn"$ Do you need one? Depending on your credit history and other criteria, you can get approved for a $300$700 unsecured credit limit on the Destiny Genesis FS credit card. Well guide you through the process. Call our Helpline today! The Destiny Mastercard offers a $300 credit limit if you're approved, no deposit required. At the same time, a new credit card can be essential to establishing good credit. This credit card also comes with an annual fee of $49 or $59 each year and either a 24.9% or 29.9% purchase APR with a 29.9% cash advance APR. Additionally, on Google Reviews, the collections company has received 38 reviews, amounting to a 1.2 star review overall. This website is attorney advertising: prior results do not guarantee a similar outcome. You could be eligible for no annual or monthly maintenance fee with a 24.9% APR and 29.9% cash advance APR. But it also depends on your credit score and financial history. Indigo is a registered trademark of Genesis FS Card Services, Inc. Therefore, the company and the alleged debt that you may have been contacted about should be taken seriously. ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. If you have a low credit score, it can be challenging to qualify for a credit card. Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. Get Pre-Qualified today for the Milestone Mastercard Yes, Genesis FS Card Services is legit. ZDNET's editorial team writes on behalf of you, our reader. Genesis FS Card Services' Address, Phone Number, and Contact Information Genesis Financial Solutions is located at 15220 NW Greenbrier Parkway, Suite 200, Beaverton, OR 97006-5762. Expert verified means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. A $500 credit limit may also come with a $125 first year annual fee and $49 due each year after, plus a monthly fee of $10.40 billed per month for maintenance, totaling $124.80 per year. The offers that appear on this site are from companies from which CreditCards.com receives compensation. $75 annual fee after the first year, $99 thereafter. In the meantime, you are welcome to call us right away at 855-301-2100. I ordered the card thinking I'd get a $700 credit line that was a lie.Not only that, but upon receiving the card I'm automatically going into debt of $75 No pin number upon activation,that takes **** days No routing number for electronic funds transfer,none of which was explained before opening account. Now wanting a late fee. Call us today. Who are we? Payments are Convenient and Secure Make a payment with confidence knowing your account is protected with our fast and secure system. Milestone Card reports to all three credit bureaus, No security deposit required so you can keep more money in your pocket, Pre-qualify without impacting your credit score, Shine brighter with a credit card as unique as you, Get access to a credit card you can use online, in store and in app where ever you see the Mastercard logo. 1,670 total complaints in the last 3 years. There are several cardholder agreements you could qualify for with a $300 credit limit. Likewise, the FCRA regulates the circumstances under and means by which collectors and creditors can report delinquent debts to credit reporting agencies. How Does the CFPBs Debt Collection Rule Affect You? Abused? EVERYTHING is a constant run-around with them. Given how slow the legal system is, they were lightening fast! In this catch-22 situation, it may seem like your options are limited. Keep an eye on your inboxwell be sending over your first message soon. Take credit for your accomplishments. Learn the Law & Sue the Collector. editorial policy, so you can trust that our content is honest and accurate. This Genesis FS credit card has the best terms of the three, which typically means you have to have a better credit profile to be approved. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. 2023 Genesis FS Card Services, All Rights Reserved (NMLS #1549514) 14600 Greenbrier Parkway, Beaverton, OR 97006 Each card comes with its own credit limit and terms, including annual and monthly maintenance fees, cash advance and purchase APRs. Get a Mastercard accepted online, in store and in app. Check back here for Security Notices and other important information. Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. At Genesis Financial Solutions, we put consumers first by providing non-prime consumers a second chance to access quality financing solutions and direct-to-consumer credit cards. Each card comes with either a 24.9% or 29.9% APR for interest and cash advances. This helps support our work, but does not affect what we cover or how, and it does not affect the price you pay. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. Call us today to find out how we may be able to assist you with your case. There are many criteria used to choose these credit cards, including: If you don't find a Genesis FS credit card that is the right fit, you can also consider: What is the best Genesis Financial Solutions credit card? If you're approved for a $300 Destiny Mastercard, your annual fee billed the first year and each year after is $35 or $59. + Payment address: Genesis FS Card Services | PO Box 23039 Columbus, GA | 31902-3039 What is the FAX number for the Indigo Mastercard? From industry experts to data analysts and, of course, credit card users, were well-positioned to give you the best advice and up-to-date information about the credit card universe. I have a few credit cards through this company. This allows you to see the terms you can expect before you apply. Increase non-taxable income or benefits included by 25%. They just say they are working on it, it is total fraud and someone billed this and took the money but Genesis will not confirm anything or help. \D6bVcZXwx:>{5kfmuuxGv4+yt;86Satu>+MnJv0"}5::>9=;n'\S")FV^@^d4OcN0PpJJ/`+6!*q;oqgqxx %3IH r@MZcQOZUjx.m>%IFH;m) uMf)_n|?=T7h:X|&f2~2>6]uuvwy=K]l}]~V^Vmh=8 ki.CEQJsP6\b5Q38;`GS$5S`,a(]5`Fv XR! The best starter credit card for no credit, 5 ways to improve your credit score without a credit card, Do Not Sell or Share My Personal Information, Can pre-qualify without affecting credit score, Separate monthly maintenance fee on certain cardholder agreements, Pre-qualifying will not affect credit score, Can be approved for up to $1,000 credit limit, May receive high first-year annual fee, reducing purchase power, Pre-qualifying won't affect your credit score, Terms are cumbersome with low credit limit. We will not be taken advantage of next step small claims Court because your bank are scamming people Only items that we have from *** Order #************** Nov 25,2022 1)Black chain item #********* $139.99 2)Black bracelet item #********* $59.99 3)Cross and chain item #********* $53.99 4)Bracelet item #********* $49.99 Order #************** Nov 28,2022 1) bracelet item #********* $179.61 2)ring item #********* $209.99 3) bracelet item #********* $125.99 4) bracelet item #********* $104.99 5)ring item #********* $69.99 Total of 9 remaining items and these are the only items we should be charged for and the only items we will pay for total $957.01. Here are the best offers for Genesis FS Card Services credit cards. Shine brighter with a credit card as unique as you; Get access to a credit card you can use online, in store and in app where ever you see the Mastercard logo; Build on your credit history with style; Worry free spending with $0 liability on unauthorized charges! With tools like CardMatch and in-depth advice from our editors, we present you with digestible information so you can make informed financial decisions. Our Indigo Platinum Mastercard and Milestone Gold Mastercard allow consumers to obtain a credit card for purchasing the everyday products and services they need, while demonstrating responsible use of credit. Take advantage of your rights and choose to sue when you find that a collections company violated collectors law. Still, considering the high cash advance APR (29.9 percent) that kicks in immediately when you borrow cash against your credit line, youll want to avoid use this feature sparingly. I have been paying into this account each time I pay this company gives me a higher interest never been late I'm always over my limit but not using card interest to high even after I stated hardship this card is a fraud with interest in paying monthly but going backwards can't get ahead to see satisfaction please help me with this matter I'm sickening from this card. I have a milestone credit card thru these guys. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. This card is terrible they charge you $12 a month for a service fee in addition to a $49 annual fee.
Gilbert Artemus (Artie) Darrell